Privacy Policy
How SpendClear collects, uses, stores, and protects your information when you use the platform.
Effective Date: 17 May 2026
Introduction
SpendClear is committed to protecting your personal information in accordance with the Protection of Personal Information Act (POPIA) of South Africa.
This Privacy Policy explains how we collect, use, store, and protect your information when using our software-as-a-service (SaaS) platform.
Information we collect
We may collect:
- Full name
- Email address
- Mobile number
- Login credentials
- Spending category information
- Budget and allocation information
- Device and browser information
- Usage analytics
Purpose of collection
We collect your information in order to:
- Provide and maintain the platform
- Generate monthly spending analysis reports
- Improve application functionality
- Provide customer support
- Process subscription payments
- Communicate service updates
Payment processing
Payments are securely processed by PayFast. We do not store your credit card or banking details on our servers.
AI-generated insights
SpendClear may provide spending trends, behavioural observations, and recommendations generated through automated analysis.
These insights are informational only and do not constitute financial advice.
Information sharing
We do not sell your personal information.
We may share information with:
- Payment providers
- Hosting providers
- Analytics providers
- Legal or regulatory authorities where required by law
Data security
We implement reasonable technical and organisational measures to protect your information against loss, misuse, unauthorised access, disclosure, or destruction.
Your rights
You may:
- Request access to your personal information
- Request correction of inaccurate information
- Request deletion of your account
- Withdraw consent where applicable
Cookies
Our platform may use cookies and similar technologies to improve functionality and user experience.
Contact
For privacy-related questions, contact: